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A CLEARING HOUSE OF IDEAS, INFO, ALTERNATIVES ON RURAL INDIA'S MULTIPLE CRISES
Backgrounders
Farm Crisis
Empowerment
Hunger / HDI
Environment
Law & Justice
Debt Trap
KEY TRENDS
• Out of 9334 accounts test checked in CAG audit across nine states, 1257 accounts (13.46 percent) were those which were found in audit to be eligible for benefit under the Agricultural Debt Waiver and Debt Relief Scheme (ADWDRS), 2008, but were not considered by the lending institutions while preparing the list of eligible farmers €
• Out of 80299 accounts granted debt waiver or debt relief, in 8.5 percent of cases, the beneficiaries were not eligible for either the debt waiver or the relief €
• Out of 89.35 million farmer households, 43.42 million (48.6%) were reported to be indebted*
• On an average, the amount of debt per farmer household was Rs. 12,585*
• The incidence of indebtedness was highest in Andhra Pradesh (82.0%), to be followed by Tamil Nadu (74.5%), Punjab (65.4%), Kerala (64.4%), Karnataka (61.6%) and Maharashtra (54.8%)*
• At the national level, on an average, 29 out of 100 indebted households borrowed from ‘agricultural/professional money lender’*
• Average outstanding loan per farmer household was highest in the state of Punjab, to be followed by Kerala, Haryana, Andhra Pradesh and Tamil Nadu*
• Estimated number of indebted farmer households was highest in Uttar Pradesh (6.9 million), to be followed by Andhra Pradesh (4.9 million) and Maharashtra (3.6 million)*
• Out of 80299 accounts granted debt waiver or debt relief, in 8.5 percent of cases, the beneficiaries were not eligible for either the debt waiver or the relief €
• Out of 89.35 million farmer households, 43.42 million (48.6%) were reported to be indebted*
• On an average, the amount of debt per farmer household was Rs. 12,585*
• The incidence of indebtedness was highest in Andhra Pradesh (82.0%), to be followed by Tamil Nadu (74.5%), Punjab (65.4%), Kerala (64.4%), Karnataka (61.6%) and Maharashtra (54.8%)*
• At the national level, on an average, 29 out of 100 indebted households borrowed from ‘agricultural/professional money lender’*
• Average outstanding loan per farmer household was highest in the state of Punjab, to be followed by Kerala, Haryana, Andhra Pradesh and Tamil Nadu*
• Estimated number of indebted farmer households was highest in Uttar Pradesh (6.9 million), to be followed by Andhra Pradesh (4.9 million) and Maharashtra (3.6 million)*
€ Report no. 3 of 2013-Union Government (Ministry of Finance)-Report of the Comptroller and Auditor General of India on Implementation of Agricultural Debt Waiver and Debt Relief Scheme. 2008,
http://saiindia.gov.in/english/home/Our_Products/Audit_Rep
ort/Government_Wise/union_audit/recent_reports/union_perfo
rmance/2013/Comm/Report_3/Report_3.html
* Situation Assessment Survey of Farmers Indebtedness of Farmer Households NSS 59th Round (January–December 2003)
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